Insurance: In/Out of Network

July 3, 2016

pediatric dentistVisiting the dentist is vital for oral health but can be expensive, especially if you don’t choose the right dentist. For those who have dental insurance, to maximize your insurance, you need to choose an in-network dentist. There are clear differences between in-network and out-of-network dentists. As a family and pediatric dentist, we understand that not everyone can afford the out-of-pocket costs of going to the dentist. We’re here to make dental care more affordable and accessible by helping you understand your insurance and payment options.

In-Network vs. Out-of-Network Dentist

If you have dental insurance, it’s in your best interest to choose an in-network dentist to make your dental care more affordable. An in-network dentist is contracted with your dental insurance company to provide dental services at pre-negotiated rates. An out-of-network dentist, on the other hand, is not contracted with a dental insurance company. As a result, choosing a dentist who is in-network will often result in less out-of-pocket costs than if you choose an out-of-network dentist. In some cases, your dental insurance may cover a small portion of the costs of visiting an out-of-network dentist, but the amount of money you will owe will far exceed that of choosing a dentist who is in your network.

As your dentist in Pantego, we encourage you to choose a dentist that works with your insurance to ensure you receive affordable, comprehensive care. No matter if you need a general dentist, sedation dentist, emergency dentist, or cosmetic dentist, we work with most insurances as an in-network dentist. For those who are out-of-network or don’t have dental insurance, we offer the flexible options you need.

Options for Out-of-Pocket Costs

At South Arlington Dental Care, we work with all patients—no matter the insurance coverage you do or don’t have. For those who are uninsured, you can join our VIP Savings Plan. With an annual fee, you’ll benefit from valuable savings with significant discounts and some free services. Our savings package allows you to get 2 free checkups, cleanings, oral cancer screening, and full-mouth screenings each year. In addition, you’ll get a series of cavity detecting x-rays and save 20 percent off all dental procedures at our office. Plus, there are no deductibles and no maximums.

For those who do have an out-of-pocket cost, whether due to lack of insurance or out-of-network insurance, CareCredit allows you to make affordable payments. Based on approval, CareCredit will cover your remaining dental expenses while allowing you to make easy monthly payments.

Your Family and Pediatric Dentist

Your oral health plays an important role in your overall health. As a local family dentist, we don’t want to see you place your oral or overall health at risk due to finances. We work with many insurances to ensure dental care is comprehensive and affordable. For those who don’t have dental insurance, we offer our VIP Savings Plan to allow you to benefit from our caring services.

Dental care shouldn’t cost you an arm and a leg. Now, it doesn’t have to with South Arlington Dental Care.